Applying for Part-Time Pension and Rules in Utrecht

In Utrecht, part-time pension combines working with partial pension drawdown, under strict fiscal rules that apply throughout the Netherlands. From age 55, you can draw 10-50% of your pension while working part-time, without having to pay the full revision interest. This falls fiscally in box 1, where you retain a portion of the employment tax credit. Benefits specific to Utrecht: more lenient AOW accrual and flexible income planning, handy with the high housing costs in neighbourhoods like Kanaleneiland or Lombok. Disadvantage: the pension reduction applies pro rata. Example: with 50% part-time pension, a Utrecht resident receives €800 net extra per month on €1,600 gross pension, perfect as a supplement to bridge pension. Rules vary per fund; many Utrecht collective labour agreements in sectors such as government and healthcare (e.g., UMC Utrecht) offer extra flexibility. Apply for it in good time via your pension administrator such as ABP or PFZW, expect 3 months processing time. Optimise your Utrecht bridge pension with this and combine with local senior schemes from the municipality.