Terug naar Encyclopedie
Letselschade

Fraud Registers in Personal Injury Cases Utrecht

In Utrecht, fraud registers play a key role in detecting fraud in personal injury claims. Insurers use them to investigate suspicious cases. Learn how it works for your claim at the District Court of Midden-Nederland.

2 min leestijd

Fraud Registers in Personal Injury Cases in Utrecht

Fraud registers are databases containing information on suspicious personal injury claims. In Utrecht, they are used by insurers, courts, and government agencies to detect fraud. For a claim following an accident in the region, this can lead to additional scrutiny or rejection. Know your rights at District Court of Midden-Nederland, Vrouwe Justitiaplein 1, Utrecht.

What exactly are fraud registers?

These registers collect data on:

  • Suspicious injury claims, such as repeated accidents in a short time.
  • False or incomplete reports of injury or damage.
  • Patterns of multiple claims by one person or network.
Key players are the Central Information Unit Personal Injury (CIEL) and Insurers. In Utrecht, they collaborate with the Chamber of Commerce (KvK) and Tax Authorities to identify risks.

Legal basis in Utrecht

The rules are based on national laws, applied by local authorities:

  • Personal Injury Compensation Act (Wsl): Regulates compensation and fraud prevention. Article 7:960 of the Dutch Civil Code prevents unjust enrichment.
  • Personal Injury Fraud Prevention Act (Wftl): Since 2015, this requires insurers to use registers. Objective: stop dishonest claims.
  • General Insurance Act (Avw): Article 5:1 requires reporting of suspicious claims to CIEL.

In Utrecht, the AFM provides supervision, while District Court of Midden-Nederland (Vrouwe Justitiaplein 1) handles cases. For free advice: Juridisch Loket Utrecht, Catharijnesingel 55.

How fraud registers work in practice

The process proceeds as follows:

  1. Submit claim: Report injury after an accident in Utrecht to your insurer.
  2. Preliminary investigation: Check on medical information, witnesses, and consistency.
  3. Register check: Search in CIEL, Dutch Fraud Register (DFR), KvK, and Tax Authorities for suspicious matches.
  4. Decision: In case of suspected fraud, the claim may be rejected or referred to District Court of Midden-Nederland.

Your rights and tips for Utrecht

If your claim is under investigation:

  • Request access to the registers via your insurer.
  • Seek help from Juridisch Loket Utrecht (Catharijnesingel 55).
  • Consider mediation or proceedings at District Court of Midden-Nederland.
Innocent victims can often still win claims with good evidence.

Last update: 2023. Always consult a specialist for your situation.