Payout of Dutch Pension from Utrecht to Treaty Countries

From Utrecht, you may emigrate to treaty countries such as the US, Australia or Israel, with which the Netherlands has social security agreements for AOW pension payouts. Utrecht expats receive AOW without additional voluntary insurance, if they meet the residence or work criteria in those countries. The SVB pays out monthly to a Dutch bank account at ING or Rabobank in Utrecht, or a local foreign account, including supplements for low incomes. No treaty? After 15 years of emigration, your AOW is halved, a risk for Utrecht pensioners who relocate. In case of double benefits, set-off applies. Apply via the SVB 'Pension Application' form online or at the SVB office in Groningen, with annual proof of life. Taxation: often 2% Dutch levy, plus local taxes; consult the Utrecht Tax Office for advice. Upon death, AOW transfers to survivors via Anw benefit. Local tip for Utrecht residents: check treaty status on government.nl and visit the UWV office on Catharijnesingel for free expat sessions. Disputes are resolved via SGB procedure. These treaties simplify pension management for Utrecht expats and prevent double premium payments.