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Pension and Divorce Equalization in Utrecht

Divorce in Utrecht requires pension equalization under the Pension Equalization upon Divorce Act; fiscally neutral, but timing and local notary fees are crucial for optimal net result.

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In the event of a divorce in Utrecht, the pension must be divided according to the Pension Equalization upon Divorce Act, which applies nationwide but is handled locally with Utrecht pension funds and notaries. Fiscally, the rights fall under box 1; the equalization itself is fiscally neutral, but the timing strongly influences the tax burden, especially with Utrecht notary costs of €150-400 per arrangement. An early pension from your ex-partner in the Utrecht region creates a claim right to future AOW and supplementary pension. Procedure: report this within 2 years after the divorce to the pension fund, often via a Utrecht notary such as in the city center or Kanaleneiland. Advantages of buyout: one-time payment without future risks such as inflation or fund risks, but beware of higher box 3 tax. Example: a pension of €200,000 divided in Utrecht gives a claim of €100,000; with buyout, this can yield a net €85,000 after local costs. In Utrecht, family law specialists, such as at the Court of Appeal Arnhem-Leeuwarden (Utrecht location), advise to always have a calculation made by a notary for the best equalization option, taking into account regional pension administrators such as ABP for government employees.