Deferring Pension in Utrecht: Maximising Tax Benefits

For residents of Utrecht, deferring pension offers attractive tax benefits, especially if you continue working longer in the Domstad region or around the Central Station. By shifting your pension age, you benefit from higher accrual, extra supplements, and more favourable tax rates through Utrecht pension funds such as ABP or PFZW. In 2024, you can defer up to 5 years, which increases your monthly payout by 5-8% per year – perfect for Utrecht residents with high living costs. Key benefits: no revision interest, retention of employment allowance, and full AOW accrual, even when working for Utrecht employers. Visit local offices in the city centre for personal calculations and discover how deferral maximises your net income. Combine with part-time pension for flexible work at Utrecht University or municipal jobs. Note: deferral does not apply to all schemes; check with your Utrecht pension administrator. Tax optimisation can yield tens of thousands of euros over your lifetime. Use our calculation tools and consult Utrecht advisors for conditions.