Asset Limit for Welfare Benefits in Utrecht

In Utrecht, in addition to income, a strict asset limit applies for welfare benefits under the Participation Act. For 2024, a single person in the Domstad may have a maximum of €7,575 in assets, a couple €15,150. If you exceed this with savings, investments, second homes, or crypto? Then your welfare in Utrecht will be refused or terminated by the municipality. Your own home and furnishings remain exempt up to €58,000 per person, but note: Utrecht strictly checks for second homes outside the city. The Work and Assistance Act (WWB), article 31, introduces an 'asset income addition': savings above the exemption count as fictitious income (up to 4% return). For those aged 65+ in Utrecht, a more generous limit of €66,050 applies. The municipality of Utrecht may deviate in exceptional situations, such as high medical costs or debts due to the high housing costs in the city. Contact the Utrecht Work Plaza for personal advice. When applying for welfare via the Utrecht counter, you must declare all your assets; the Tax Authorities automatically share data with the municipality. Concealing assets is fraud, with fines up to €11,760 or criminal prosecution. Practical tip for Utrecht residents: spend your savings first before applying for welfare. AOW pensioners fall under more lenient IOAW rules. Check your personal situation with the welfare calculator on utrecht.nl or call the Utrecht participation counter for an appointment.