WW Benefit and Garnishment in Utrecht: How Do You Protect Your Income?
In Utrecht, a bailiff can levy garnishment on your WW benefit for debts, but parts of it are protected by the garnishment-free foot. This article explains how you can stop or limit execution, with specific steps for residents of Utrecht and references to local assistance agencies such as the Utrecht Poverty Fund and the municipality.
Calculating the Garnishment-Free Foot for Utrecht
The garnishment-free foot is the minimum for living expenses. For a single person with a WW benefit in Utrecht, this amounts to approximately 90% of the standard amount (e.g. €1,342 net in 2025), adjusted to local living costs such as rent in Kanaleneiland or Overvecht. The bailiff must respect this; check via the online calculator of the Judiciary.
Objection to Garnishment in Utrecht
Is the garnishment too high? File an objection within 8 days with the enforcement judge of the District Court Midden-Nederland in Utrecht. Provide income details, rental agreement and household composition. UWV Utrecht (counter at Catharijnebaan) can provide a 'garnishment notice' for quick handling.
Engaging Debt Relief in Utrecht
Via the Municipality of Utrecht, you can apply for WSNP or start a debt restructuring trajectory with SchuldHulpMaatje Utrecht or the Poverty & Debt Counter. This temporarily stops executions. For WW recipients, relaxed rules apply in cases of poverty, with additional support via the Utrecht minimum income scheme for low incomes.
Prevention and Tips for Residents of Utrecht
Report changes timely to UWV Utrecht to prevent garnishee attachment. Open a bank garnishment-free account at ABN AMRO or Rabobank in the city. In urgent need: apply for an advance from UWV or emergency aid from Food Bank Utrecht. Contact Juridisch Loket Utrecht for free advice. (248 words)