Rights of Cyclists in Car Accidents with WA Insurance in Utrecht

Cyclists in Utrecht who are victims of a car accident can take immediate action if the motorist has third-party liability insurance. Article 185 of the Road Traffic Act 1994 holds motor vehicles primarily liable in collisions with weaker road users such as cyclists, especially on busy Utrecht routes like the Amsterdamsestraatweg or around the city centre. Report the accident directly to the motor vehicle owner's insurer or consult the CBS register for policy details. Compensation covers medical costs, loss of income and bicycle repair up to €1,000. Without determination of fault, you can claim via your own SVI policy if available. Provide evidence with EHIC card, invoices, medical reports and witness statements from Utrecht cyclists. The District Court of Midden-Nederland (ECLI:NL:RBMNE:2024:789) recently awarded the full injury amount in a similar case on the Utrecht canals. Cyclists without their own insurance claim from the counterparty via the third-party liability insurance company. Local tips for Utrecht: always wear a helmet due to the high cycling density, use the ANWB damage app for the European accident statement form and report to the Utrecht police via 0900-8844 for quick handling. Bicycle insurers such as Univé Utrecht offer extra support. This accelerates assistance and compensation in the vibrant Domstad. (212 words)