If you are no longer able to fully manage your household due to an accident in Utrecht, you can claim compensation for household support. This also applies when family members assist you.
Which tasks fall under household support?
- Cleaning tasks and vacuuming
- Washing, ironing, and putting away clothes
- Shopping for daily needs
- Preparing meals
- Care for children
- Garden maintenance
How is the compensation calculated?
The amount of compensation is determined based on established standards:
| Type of limitation | Estimated hours per week |
|---|---|
| Mild limitations | 2-4 hours |
| Moderate limitations | 5-8 hours |
| Severe limitations | 8-12 hours |
| Complete dependency | More than 12 hours |
The hourly rate is generally between €10-15 for informal help and €20-30 for professional support.
Help from relatives
Even if friends or family help you free of charge, you are entitled to compensation. The assistance provided has an economic value, regardless of who provides it.
Standards versus actual costs
- Standard rates: Fixed rates depending on your household situation
- Actual costs: Real expenses for hired help
How long do you receive compensation?
The compensation is paid as long as your limitations persist:
- For temporary complaints: during the recovery period
- For permanent damage: for the rest of your life (capitalised)
Am I entitled to compensation if my partner takes over the household?
Yes, even in that case you are entitled to compensation. Your partner's efforts have a financial value, comparable to hired help.How do I prove that I can no longer perform household tasks?
Document your limitations with medical records. An occupational expert can assess which tasks you can no longer perform yourself.Does this scheme also apply to single persons in Utrecht?
Yes, single persons are also entitled to compensation for household assistance, regardless of their relationship status.Frequently asked questions about household assistance in Utrecht
How do I file a claim for household assistance after an accident?
Contact the responsible party or their insurer in Utrecht. Submit a claim with supporting documents such as medical reports, an occupational expert's report, and an estimate of the required assistance hours. Specify whether you use professional help or informal care. The insurer determines the amount of compensation based on standards or actual costs.
What to do if my claim is rejected by the insurer?
Request a written explanation of the rejection. Check with the help of a personal injury lawyer whether the decision is legally correct. You can file an objection or submit the case to the District Court of Midden-Nederland at Vrouwe Justitiaplein 1 in Utrecht. Gather additional evidence, such as an extra medical opinion or a logbook of your limitations.
Can I decide myself on the number of hours of assistance I claim?
No, the number of hours is determined based on medical and occupational expert reports. These documents determine which tasks you can no longer perform and how much assistance is needed. Insurers use standard hours (e.g., 2-4 hours for mild limitations) or base it on actual costs. Consult an expert before filing a claim.
Do I need to declare the compensation for household assistance to the Tax Authorities?
No, compensation for personal injury, including household assistance, is tax-free. This applies to both professional help and informal care. Keep all relevant documents, such as receipts and proof of payment, for possible checks. If in doubt, consult a tax advisor.
What is the processing time for receiving compensation?
This varies per situation and insurer. For simple claims, it may take a few weeks, but for complex cases or disputes, the process can take months or years. Ensure complete and prompt submission of documents to avoid delays. A personal injury lawyer can help expedite the process.
Is an advance on the compensation possible?
Yes, for immediate costs of household assistance, you can often request an advance from the insurer, especially if liability is clear and you have financial problems. Submit your request in writing and base it on the expected damage. Carefully preserve all evidence of expenses.
What if my health condition changes?
The compensation can be periodically adjusted in case of improvement or deterioration of your situation. Contact the insurer to request a reassessment.
Need help with your claim in Utrecht?
For legal advice, you can go to the Juridisch Loket Utrecht at Catharijnesingel 55. They provide support in filing claims and resolving disputes.