What is the IVA?
The IVA, or Income Provision for Completely Disabled Persons, is intended for persons who are completely and permanently disabled for work. This means a disability percentage of 80-100% with minimal chance of improvement.
Conditions for an IVA Benefit
| Criterion | Requirement |
|---|---|
| Disability for work | 80-100% |
| Permanence | Little to no chance of recovery |
| Waiting period | 104 weeks of illness |
| Insurance | Insured on the first day of illness |
Amount of the IVA Benefit
75% of Your Daily Wage
The IVA benefit equals 75% of your WIA monthly salary, based on your former salary. This amount is higher than a WGA benefit, because you are no longer able to work. The benefit is provided until your state pension age.
Duration of the IVA Benefit
The IVA benefit normally continues until your state pension age:
- No fixed end date
- Periodic reviews by UWV possible
- Stops at state pension age or upon recovery
IVA and Work in Utrecht
Even though you are completely disabled for work:
- It is permitted to work
- Income is offset against the benefit
- Regular work may lead to reassessment
- Small earnings are often tolerated
Transition from WGA to IVA
If you first receive a WGA benefit and your health deteriorates, you can:
- Request a new assessment from UWV
- Upon 80-100% disability for work and permanence: transition to IVA
- IVA provides a higher benefit than WGA
Early IVA Award
In some cases, you can receive an IVA benefit before the end of the waiting period, if it is established that recovery is excluded.
How does UWV determine if my disability for work is permanent?
An insurance physician from UWV assesses this based on medical data and future expectations. In case of uncertainty, a WGA benefit is often awarded first.
Can my IVA benefit be terminated?
This can only happen if your health improves. UWV may conduct periodic re-examinations.
Do I receive holiday pay with an IVA benefit?
Yes, you receive 8% holiday allowance, which is paid out in May.
Frequently Asked Questions about IVA in Utrecht
How do I apply for an IVA benefit?
The application for an IVA benefit occurs automatically after 104 weeks of illness. UWV assesses whether you meet the criteria (80-100% disabled for work and permanent). Ensure that your employer and doctor provide all relevant information. In case of uncertainty, you can request a reassessment yourself via the UWV website.
What if I start working alongside my IVA benefit?
Working is permitted, but income is offset against your benefit. For small earnings, such as volunteer work, this often has no consequences. In case of structural work, UWV may reassess your situation, which may lead to a lower or terminated benefit. Always report your plans to UWV.
Can I transition from WGA to IVA if my health deteriorates?
Yes, if disability for work increases to 80-100% and is permanent, you can request a reassessment via the UWV website or your labour expert. An insurance physician determines whether you qualify for IVA, which means a higher benefit.
What is the exact amount of my IVA benefit?
The IVA benefit amounts to 75% of your WIA monthly salary, based on your former salary (with a maximum daily wage). The exact amount depends on your last earned income and is adjusted annually.
Legal Assistance in Utrecht
For support with your IVA application or disputes with UWV, you can contact:
- District Court Midden-Nederland: Vrouwe Justitiaplein 1, Utrecht
- Juridisch Loket Utrecht: Catharijnesingel 55, Utrecht