A medical advisor plays a crucial role in analyzing medical aspects in your personal injury case in Utrecht. Both victims and insurance companies use their own advisor.
Tasks of a medical advisor
- Analyzing medical documentation
- Estimating the chance of full recovery
- Advising on permanent damage or limitations
- Assessing whether an independent medical examination is necessary
- Advising on the connection between the accident and complaints (causality)
Your own medical advisor in Utrecht
As a victim, you have your own medical advisor who:
- Prioritizes your personal interests
- Provides your lawyer with medical advice
- Critically reviews reports from the opposing party
- Costs fall under extrajudicial costs (BGK)
Medical advisor of the insurer
The insurance company has its own advisor who:
- Evaluates your medical condition
- Provides advice to the insurer
- May be skeptical towards your complaints
Medical authorization and privacy
Insurers often request a medical authorization to access data. Take into account:
- Limit the permission to relevant medical information
- Do not grant access to your full medical history
- Have your lawyer guide you in this
Independent medical examination
If there is disagreement about the medical situation, an independent examination can be carried out by a specialist who is not involved in your treatment.
Am I required to share my entire medical file?
No, you only need to provide relevant data. You can issue a specific authorization for information that directly relates to your injury.What if I disagree with the conclusion of the medical advisor?
You can request a second opinion or have an independent examination carried out. Your lawyer in Utrecht can advise you on this.Who bears the costs of my medical advisor?
The costs are reimbursed as extrajudicial costs (BGK) by the liable party, provided liability has been acknowledged.Contact and support in Utrecht
For legal assistance, you can go to the Juridisch Loket Utrecht at Catharijnesingel 55. In addition, the Rechtbank Midden-Nederland, located at Vrouwe Justitiaplein 1, handles personal injury cases in the region.
Frequently asked questions about medical advisors
What is the role of a medical advisor in my case?
A medical advisor examines the medical side of your injury, such as the severity, recovery possibilities, and permanent consequences. They assess files, advise on causality, and determine if additional examination is needed.
Do I have to sign a medical authorization?
You are not obliged to grant unlimited access. Limit the permission to data relevant to your injury and seek advice from your lawyer in Utrecht.
What if I dispute the findings of the insurer’s advisor?
You can request a second opinion or have an independent examination carried out. Your lawyer can help you start this process.
Who pays for my medical advisor?
The costs are reimbursed as BGK by the liable party, provided liability has been established. Your lawyer can arrange this for you.
How does an independent medical examination work?
A neutral specialist examines your situation through a physical examination and file analysis. The report provides an objective basis for your damage claim.
Can I choose my own advisor in Utrecht?
Yes, you may select your own medical advisor who represents your interests. Choose someone with experience in personal injury cases, possibly with the help of your lawyer.